Money is often the biggest concern for young people thinking about higher education. In fact, many rule out higher education because they think they cannot afford it, or because they do not understand how the student finance system works.

This section looks at how much it really costs to be a student. There are activities to develop basic budgeting and financial management skills and to raise awareness of the financial help available.

It looks at the pros and cons of part-time work and the issues of time management that this raises.

Important note

From September 2006 universities will be able to vary the tuition fees they charge for new starters from £0 to £3,000 per year. However, full-time students will be able to apply for a loan to cover the cost of their tuition fees. The loan is not repaid until the student has left their course and are earning over £15,000 a year. For the most up-to-date information check on www.aimhigher.ac.uk and click on Student Finance or contact your Local Education Authority and speak to the Student Support Officer.